Pre-Qualification
We love getting people started on the path to home-ownership! Owning a home is an incredible opportunity and we’ll walk you through the best mortgage options catered for your situation.
We believe in giving you quality service and a streamlined mortage process.
With all the decisions that are made during the home buying process, we strive help the crucial aspect of acquiring a mortgage as easy and streamlined as possible for you. We’re here to champion you and your dreams and we’ll do our best to get you the best mortage for your unique situation.
We’re here to serve you.
Save time with our streamlined processes
Our processes are designed to keep you comfortable and on pace to ensure you have everything for your mortgage.
Be confident working with a proven professional
You’re in good hands with our team that has helped hundreds of other homeowners with their mortgages.
Quality customer service
At the end of the day you want to work with someone who cares about providing the highest quality customer service available.
Common questions from first-time
home buyers:
Complete the form below and we’ll be happy to connect with you about your questions!
I've owned a home before. Do I qualify?
Good news! If you haven’t owned a home for 3 or more years, you can qualify as a First-Time Homeowner again!
Are there special programs for me?
Yes, there are an abundant number of resources out there to help you get into a home! Depending on your situation, you may be able to access most loan programs out there, such as:
- FHA (Federal Housing Administration) loans
- VA loans (veterans and spouses)
- USDA (United States Department of Agriculture) loan
- HUD Good Neighbor Program
- Plus, most lenders will consider your first-time buyer status when setting your mortgage rates for conventional loans
Do I need excellent credit to buy a house?
Your credit score will depend on which loan or program you decide to go with. Generally, a score of 580 will open up a few opportunities for you.
How much do I need for a down-payment?
First time home buyers qualify for lower down payments, so most programs will expect you to pay at least 3.5%.
What documents will I need to have ready?
- Mortgage application information
- Income verification
- Assets and debts
- Credit verification
Simple Steps
1 | Schedule a Free 15 Min Call
Complete the form below to setup a commitment-free phone call. We’ll listen to your needs and if it’s a good mutual fit we’ll be happy serve you or provide a referral.
2 | Gather Documents
Whether you decide to work with us or not you’ll want to gather relevant documents to help streamline your mortgage process.
3 | Get Approved
Getting an approved mortage is a necessary step in the homebuying process. We’ll work with you to make sure this foundational aspect goes smoothly for you.
Get a Mortgage Specialist who can help you live in the home of your dreams!
Use the form below to schedule your free 15 min call!